01 / 3Lowest starting rate
SkyFund Aviation Finance
APR
6.49%
to 7.99%
Down
15%
minimum
Term
20y
up to
- No prepayment penalties
- Fixed & variable options
- Fast pre-approval in 24hrs
Financing · Aviation lender marketplace
One pre-qual.
Every aviation lender.
Competing for your loan.
Fill out one short form. Our network of aviation-specialist lenders sends you competing offers — no impact to credit, no broker fees, and every quote is underwritten against your verified aircraft data. Think LendingTree, but only for airplanes, and only lenders who know the difference between a G3 and a G6.
01 — How it works
Two minutes in.
Offers same day.
No document uploads for the first pass. No bank statements, no tax returns, no pay stubs. Just the minimum the network needs to get you real rates — so you can rate-shop before you find the airplane.
STEP 01
Apply once — two minutes, no docs
Model, estimated value, income band, credit range, down-payment intent. That's it. Soft credit check, so it doesn't ding your score. You get an email with competing offers before your coffee cools.
Under 2 minutesSoft credit onlyNo SSN required
STEP 02
Aviation lenders bid on your deal
Your profile — and, if you've picked a listing, the verified aircraft data with it — fans out to our network of aviation-specialist lenders. No bank that's never underwritten a SR22T. They see the tail, the Hobbs, the maintenance history, and they quote.
3 lenders todayMore added monthlyAviation-only
STEP 03
Compare offers. Pick the winner.
Side-by-side APR, term, monthly payment, and lender strengths. Lock in the rate you like with one click — the lender takes it from there. Wingbase never touches your money and never takes a commission from you.
Side-by-sideLock in one click0% buyer commission
02 — The network, today
Three lenders.
All aviation.
Not a generic comparison site scraping bank rates. Every lender below underwrites aircraft as their primary asset class, carries aviation-specific insurance requirements, and can close on a pre-owned SR22 without a week of internal debate.
02 / 3Aviation specialist
Horizon Aviation Capital
APR
7.25%
to 8.49%
Down
20%
minimum
Term
15y
up to
- Aviation-specialist lender
- Dedicated aviation advisors
- Streamlined closing process
03 / 3
Wings Financial
APR
6.99%
to 8.99%
Down
10%
minimum
Term
20y
up to
- Lowest down payment
- Partnership financing available
- Flexible term structures
Rates shown are illustrative. Your actual offer depends on credit, income, aircraft age, and down payment — which is exactly why you want three lenders looking at your file, not one.
Compare lender rates03 — The Wingbase advantage
Every offer sees
a verified airplane.
Lenders price risk. When they can't see the aircraft clearly, they price the fog — rates go up, terms tighten, down payments climb. Wingbase hands them the fog-lights: FAA-verified ownership, airworthiness, and — if you've picked a Wingbase-listed airplane — flight history and maintenance logs they'd otherwise have to beg for.
Better information, cleaner underwriting, better rates. Not magic — just what happens when a lender doesn't have to pad for uncertainty.
AFAA ownership chain — title clean, no liens
BAirworthiness certificate — verified current
CHobbs & flight hours — 5-yr trend, photo-verified
DMaintenance history — annuals, ADs, SBs, shop invoices
EAccident history — NTSB cross-referenced
04 — The Before/After
The old way,
and the new way.
Calling three banks on a Monday, faxing W-2s to a Tuesday, hoping your Friday golf partner's credit-union buddy can match it. That game is older than most of the airplanes in your hangar — and it's about time for something cleaner.
Dimension
Calling banks yourself
Wingbase Financing
Time to rate
Calling banks yourselfCall 3 banks. Fax a W-2. Wait a week.
Wingbase FinancingOne form · offers back the same day
Lender fit
Calling banks yourselfYour community bank has never done a G6
Wingbase FinancingAviation-specialist lenders only — they speak SR22
Aircraft underwriting
Calling banks yourselfRe-type the specs. Hope the appraisal lands.
Wingbase FinancingVerified FAA data + flight history rides with the app
Credit impact
Calling banks yourselfEach pull hits your score
Wingbase FinancingSoft pull for the pre-qualification — no score impact
Buyer cost
Calling banks yourselfBroker or marketplace takes 1–3%
Wingbase FinancingWingbase takes $0 from buyers — ever
Rate shopping
Calling banks yourselfRe-apply separately at each lender
Wingbase FinancingOne profile, multiple offers, a single accept
No. The pre-qualification uses a soft pull — it doesn't affect your credit score and it won't show up to other lenders. A hard pull only happens later, after you've picked a lender and formally applied.
Rate-shop in two minutes · no SSN
One form.
Every aviation lender.
Soft credit pull only. No SSN required for pre-qualification. If the rates don't beat your bank, you owe us nothing — because you owe us nothing either way.